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Nissan Finance Tips: How to Budget Your Car Purchase

Here at Sansone Nissan, we believe the Nissan finance process should be as smooth and easy as possible. That’s why we provide the tools and resources you can use to start the financing process right from the comfort of your home. Learn about the best tips for setting your new vehicle budget at Sansone Nissan today.

Nissan Finance


Check Your Credit Score 

One of the most important factors to consider during the new vehicle purchasing process is your credit score. Your credit score will tell lenders how reliable you are to lend money to, and the higher your credit score, the more favorable the terms will be. In addition, you typically need a very high credit score in order to be eligible to lease a vehicle.

If you’re looking for more favorable terms for your new Nissan vehicle, like smaller interest rates, you may want to take the time to raise your credit score, by paying down debts or extending your line of credit.

Use the 20/4/10 Rule 

If you’re just not sure where to start your budget, consider the 20/4/10 rule. You’ll want to put down 20 percent of the vehicle’s value the day you take your car home and pay the car off in four years or less. It’s also recommended that you spend no more than 10 percent of your monthly income on transportation costs. Keep in mind, this doesn’t just include your car payments. It also accounts for expenses like fuel, maintenance, and insurance.

Use Sansone Nissan Financing Tools 

You’re not alone during the Nissan financing process. Sansone Nissan has your back, with easy-to-use financing tools and resources, including some of the following:

  • Online finance application 
  • Nissan payment calculator 
  • Vehicle trade-in appraiser 
  • Nissan specials 

Begin the Nissan Finance Process at Sansone Nissan

When the time comes to pick out the next great car, visit our Nissan dealership in Woodbridge, NJ. We’ll work one-on-one with your needs to find the right car for you, and we carry a wide inventory of models you won’t want to miss.


DISCLAIMER: Dealer shall in no way be held liable for any errors or omissions to be found on this website. Price(s) include(s) all costs to be paid by a consumer, except for licensing costs, registration fees, and taxes. Prices are subject to change without notice. Any purchaser or prospective purchaser should independently verify with a salesperson the accuracy of all information listed on this website. Actual equipment of this vehicle may differ. Contact store for more details.